Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Paid Origination Date: 2007-02-27 Payments Made: 19 of 36 Total Payments: $6486.77 / $9995.00

Listing Summary

  

Borrower Info
Requested Amount: $9995.00
Lender Rate: 13.95%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $341.36
 
Borrower: breadandwine
Location: MO
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 13%

Extended Credit Data
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Listing Description

The purpose of this Prosper Loan is to establish and operate a small specialty printing business in the greater St. Louis area. We will operate as Bread and Wine Gallery Printing (B&WG Printing).

Our efforts will focus upon a unique niche market that includes professional artists and small businesses. Our services will include the reproduction of fine art through giclee representations and other digital mixed-media applications. In addition, we will focus on designer signage for small businesses in our market.

I am currently employed full-time as a Vice President acting as sales professional for a financial service organization in St. Louis. My primary calling efforts focus on the small business market in the greater St. Louis area. As such, I have identified an immense need for my clients to utilize the expertise of professional artists and graphic designers to produce unique high quality signage at a reasonable price per project. B&WG Printing will fill this need. Also, check out our website for examples of some of the art representations that we will produce for both the wholesale and retail markets. www.BreadandWineGallery.com.

I am personally investing $5,000.00 upfrontto begin this project and seeking the remainder from the Prosper community. Our business plan has this endeavor profitable within the first full year of operation.

With my current six figure salary and low debt to income ratio, I will be MORE than able to make my monthly Prosper Loan payments.

Thank you for your consideration.