Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2007-02-13 Payments Made: 22 of 36 Total Payments: $6164.19 / $7500.00

Listing Summary

  

Borrower Info
Requested Amount: $7500.00
Lender Rate: 20.40%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $280.26
 
Borrower: bpears6
Location: TX
Group: craigslisters
Group Fee: 0.00%

Credit Profile
Credit Grade: E Homeowner: No Account Verified: Yes Debt To Income: 17%

Extended Credit Data
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Listing Description
 Explanation of circumstances: Loss of job caused current credit score.  
 Purpose of Loan:To improve credit score and help son fund a trip.
 Occupation: Operations Mgr.       
 Length of employment: 3 yrs.
 Occupation 2: Arbitron Inc.
 Length of employment:  Start Feb 5th
 Current debts:
  1) Account: Car Loan          Current interest rate: 14.99
  2) Account: Credit Card       Current interest rate:  19.00
  3) Account: Credit Card       Current interest rate: 15.99
  4) Account:  Credit Card      Current interest rate:  15.99
  5) Account:  Orthodontist    Current interest rate:  0.00
  
  Past delinquincies are settled and paid.
 
     
   Present Budget 
   Income Pay Check :   $4117.00
  
   Expenses
   
   Mortgage/ Rent:     $1300.00
   Utilities and Gas :   $272.00
   Car Notes:             $408.00
   Insurance :            $281.00
   Credit Cards:          $ 190.00   
   Food:                     $600.00
   Phone:                   $171.00
   Orthodontist:          $250.00
   Fuel                       $250.00
  Household/misc:      $125.00
  
  Total Expenses:        $3847.00
  Left Over:                $  270.00

  Savings after Prosper loan  $130.00

 My son is a straight A student and aspires to meet other kids his age  in order to better understand
 other cultures and common ground they all share in our world.