Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-12-27 Payments Made: 24 of 36 Total Payments: $4834.21 / $4800.00

Listing Summary

  

Borrower Info
Requested Amount: $4800.00
Lender Rate: 29.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $201.15
 
Borrower: lucky413
Location: CA
Group: Lend2
Group Fee: 0.00%

Credit Profile
Credit Grade: E Homeowner: No Account Verified: Yes Debt To Income: 29%

Extended Credit Data
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Listing Description
I am a self employed mother of two. I run a daycare business out of my home. I usually work up to 12 hours a day, Monday through Friday. I do this so I can spend more time with my two sons and be involved in their school and activities.

I had to start using my credit cards las year after I had to have emergency surgery. I was unable to work for 8 weeks and because it was all so sudden, I had no time to prepare or set aside money. I actually had to re-open my daycare earlier than my doctor recommended because I didn't have any money coming in.

I have worked very hard in the past year, past year and half to make sure everythiing is paid and paid on time. I have taken care of all credit dels. and have paid them off. I have one that I am trying to clear up. I have written company at least 4 times to get an itemized accounting of account , but they only send me a balance owed. I am still trying though. I would just pay it off but they won't even guarantee to take it off my report if I do.


Income: $1540 a month
Expenses: 
-$290 car
-$300 credit cards
-$150 water bill
-$150 gas for car/misc. items 


I really appreciate your time and hopefully your bid.

Thank you.