Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-12-20 Payments Made: 24 of 36 Total Payments: $1590.74 / $2000.00

Listing Summary

  

Borrower Info
Requested Amount: $2000.00
Lender Rate: 11.25%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $66.19
 
Borrower: SamuelChee
Location: IL
Group: Business
Group Fee: 0.50%

Credit Profile
Credit Grade: C Homeowner: No Account Verified: Yes Debt To Income: 13%

Extended Credit Data
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Listing Description
Hello,

Thank you for viewing my listing.  This is my second request to borrow money.  The first time I paid it off in 2 months and it was for $1,200 and I received an interest rate from all of you Prosper members at 8.8%.  I am looking to beat that this time.

My investment portfolio shows a growth of an annualized return of 14%.  If I receive this loan at 8%, I would have netted out 6% gains.  So my portfolio, can definitely cover the cost of this loan, but I plan on paying this loan back in a few months.  I just want to get some more money invested before the end of the year.

I am working towards a degree and finance and marketing and understand how these loans work, how I can use them to my advantage, and how I can make more money than the average person.

Thank you for your time and I look forward to working with you.