Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Defaulted (Delinquency) Origination Date: 2006-12-22 Payments Made: 2 of 36 Total Payments: $297.64 / $4000.00

Listing Summary

  

Borrower Info
Requested Amount: $4000.00
Lender Rate: 18.20%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $146.02
 
Borrower: grandmaof3
Location: TX
Group: Utopia
Group Fee: 0.50%

Credit Profile
Credit Grade: D Homeowner: No Account Verified: Yes Debt To Income: 26%

Extended Credit Data
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Listing Description
Hi! My name is Mary and I'm excited to be a part of Prosper. 

Loan Purpose:

I will use this loan for two puposes. 1) Build my credit file. 2) Fund other Prosper loans as a lender.

Credit History: 

My credit score is not as high as I would like it, mainly due to the limited number of accounts in my file. I have one account showing as delinquent. This is an old account, but I will use some proceeds from the loan to pay it off.

Income:I currently have a steady income from Social Security.

Expenses:The good news is that I hardly have any expenses! I'm currently living with my son to be closer to my grandchildren.