Listing Title



Loan Information

Loan Status: Current Origination Date: 2006-12-12 Payments Made: 24 of 36 Total Payments: $979.34 / $1025.00

Listing Summary

 

Borrower Info

Requested Amount: $1025.00
Lender Rate: 23.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $40.75
 
Borrower: katie44
Location: TX
Group: BORROWERSGROUP
Group Fee: 2.00%

Credit Profile

Credit Grade: HR Homeowner: No Account Verified: Yes Debt To Income: 31%

Extended Credit Data

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Listing Description

    ABOUT ME: I am 43 years old and me and my husband has been married for 16 years happily and we want to rebuild our lives and credit 

    EXPLANATION OF BAD CREDIT: I have always been responsible with my finances and paid my bills on time but 3 years ago I lost my job due to an injury and my income decreased. A year later my income was gone , and my husband had to pay for everything and as a result, fell behind financially. 

    WHAT I WILL DO WITH THE MONEY LOANED TO ME: $650 will go to pay off two pay day loans, $700 will payoff my credit card, 900 would go towards other accounts. I will assure to you the loan will be paid back to you on time. HERE ARE 


    MY MONTHLY FINANCIAL DETAILS:
Net income after payroll deductions from all sources: $1000

Spouse's Income: $ 1389

Total monthly family Income $ 2261
 
Mortgage/Rent: $415

Phone: $65

Gas: $65 Electricity & Water: $ 150

Car Loan and Operating Expenses: $500
 
Food: $150
 
Insurance: $175
 
Cable/Internet: $45
 
Clothing, expenses for children, etc. $75
 
Credit cards and loans that won't be paid off with my Prosper loan: $45
 
Other: $375 -----------------------

Total Monthly Expenses : $2160 
   
 I will have $229____ left to make the payments on my Prosper loan. 
   
     I also will like to add that since I got my social security started it helped our household income tremendously and we will guarantee that the loan will be paid back to you.