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Listing Title



Loan Information

Loan Status: Defaulted (Bankruptcy) Origination Date: 2006-11-22 Payments Made: 14 of 36 Total Payments: $5526.42 / $10000.00

Listing Summary

 

Borrower Info

Requested Amount: $10000.00
Lender Rate: 23.43%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $394.59
 
Borrower: sash
Location: IL
Group: P2PFinancial
Group Fee: 1.00%

Credit Profile

Credit Grade: D Homeowner: No Account Verified: Yes Debt To Income: 392%

Extended Credit Data

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Listing Description

Introduction
My name is Sasha and I want to change my financial future and take charge of my debt levels.I am single with no children,enployed full-time.

Loan Purpose
I want to refinance my high interest rate credit cards into one loan and pay them off quickly. I also hope to increase my credit score so I can also refinance my home mtg.

Credit History
As you can see I have always paid my debts on time I am only rated a "D" due to my shorter credit history.

Repayment Ability
I am Employeed at  INSTANT FURNITURE RENTAL ([PHONE DELETED]) as a delivery menager.

Income
Base: $2400
Rental income: $ 500
Second job: $ 1200
Total : $ 4100

Expenses
Mortgage: $ 1355
Car: $ 850
Car ins.: $ 110
Gas: $ 150
Credit cards: $ 400 - will be replaced by the Prosper
Comcast: $ 45
ComEd: $ 40
Cell phone: $ 80
Food: $ 250
Total: $ 3280
Total cash flow: $ 820

As you can see I can easily afford the loan and I am good credit risk.This loan will improve my credit and financial situation. I have strong desire to improve my financial picture and pay this loan on time each month.
Thank you for your time and consideration.