Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Defaulted (Delinquency) Origination Date: 2006-11-30 Payments Made: 2 of 36 Total Payments: $1172.32 / $15000.00

Listing Summary

  

Borrower Info
Requested Amount: $15000.00
Lender Rate: 23.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $584.56
 
Borrower: FourWayTest
Location: CA
Group: Business
Group Fee: 0.50%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 28%

Extended Credit Data
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Listing Description


Homeowner,  married, Age 53, business owner, former military officer, same profession 25 years. Goal: Add to overall business-related credit lines, improve score, convert to fixed instead of revolving. I have approx. $170,000 equity in home according to appraiser. Score should improve quickly to 720-750 with paid down revolving according to Equifax modeling. Actual monthly cash inflow into my bank accounts (doesn’t include outflow), can document (sorry, formatting unavailable in this box):   Month__PrsCk1___Co.1___Joint___Co.2-A__Co.2-B__Co.2-C___Total Sep06_$03,029_$07,184_$05,786_$00,000_$00,000_$05,472_$21,871 Aug06_$13,954_$05,123_$02,868_$03,000_$00,000_$03,620_$28,565
Jul06_$21,245_$05,144_$05,005_$23,710_$06,514_$03,157_$64,775 Jun06_$14,136_$12,325_$04,500_$00,000_$00,000_$00,152_$31,113 May06_$21,099_$02,062_$07,180_$29,926_$00,000_$00,000_$60,267 Apr06_$11,157_$06,429_$05,000_$22,342_$04,392_$00,000_$49,320
Mar06_$02,931_$11,075_$03,900_$01,316_$00,000_$00,000_$19,222 Feb06_$04,524_$04,000_$08,085_$00,000_$00,000_$00,000_$16,609
Jan06_$13,185_$05,360_$20,300_$15,712_$10,937_$00,000_$65,494 Dec05_$12,332_$10,974_$14,100_$00,857_$02,400_$00,000_$40,663 Nov05_$13,208_$05,240_$19,755_$08,326_$04,663_$00,000_$51,192
Oct05_$21,701_$13,228_$04,600_$06,000_$10,010_$00,000_$55,539 Total_152,901_$88,144_101,079_111,189_$38,916_$19,901_504,630