Listing Title



Loan Information

Loan Status: Defaulted (Delinquency) Origination Date: 2006-11-16 Payments Made: 7 of 36 Total Payments: $248.47 / $1000.00

Listing Summary

 

Borrower Info

Requested Amount: $1000.00
Lender Rate: 13.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $35.65
 
Borrower: familyiseverything
Location: FL
Group: BORROWERSGROUP
Group Fee: 4.00%

Credit Profile

Credit Grade: HR Homeowner: Yes Account Verified: Yes Debt To Income: 3%

Extended Credit Data

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Listing Description

I am currently considered a high rick loan because of my credit score. I am hoping if I am approved for this $1000 loan this will be the first step of improving my credit. In the past I have been late on accounts  when my husband's business was slow. I now work for myself out of my home running a daycare so I can be here for my 4 children, which was part of the reason I didn't work out of the house to begin with because of the daycare expense! Now I am making money too and helping my husband support the family. I have a couple of new credit cards in good standing and am on the path to rebuilding my credit. My daycare is doing well and I will have no problem making the loan payment each month for the $1000 loan. My goal is to eventually become a group leader at Prosper and continue to help my family be financially secure and help others reach their goals. Thank you for considering me for this loan.
Janice [LAST NAME DELETED]