I am married to a wonderful wife and we have 2 kids togther. The age of my son is 4 and the age of my daughter is 8. I am not making any excuses for my credit score being this low but sometimes life will throw a curveball and you are just not ready for it. My income has increased annually to $38,400. My mortgage is $881/month, my phone bill is $100/month, my power bill is $100/month and my gas $150/month. All total up to $1,231 which would leave me with $1,969 to pay for a loan. I went and applied bank after bank, also even my credit union and they all turn me down for a loan. That's the reason why I came to Prosper for help. Please if you can help that would be blessing. And would give me the edge I need to provide better for my family. I know I made bad decisions in the past but I need one more chance at life.

Thank you for your consideration,

Nakiel [LAST NAME DELETED]