I am looking for a short-term loan (approximately 6 to 8 months) for a new building construction to house a laundromat.  I have been approved by Bank Financial to finance the majority of the loan within the SBA program.  The SBA will provide 35% of the financing and allow Bank Financial the luxury of first lien on that newly constructed building and land.  Under the SBA 504A program, the SBA will pay Bank Financial 35% financial obligation (through sales of debentures) only when the construction is completed and an occupancy permit is issued.  As a result, Bank Financial will have a greater exposure to risk during construction.  Thus, Bank Financial will be putting a second lien on my home only during the construction period and reduce my home line of credit to $150,000 (my house is appraised slightly over 400K).  Originally it was my intent to maximize my home line of credit (I have no other mortgages) but I cannot do that until the construction is completed.  I therefore need approximately 80K to partially fund my initial investment of 230K (150K will be from the home line of credit).  It is my hope that I can come to you.  .  The good news, however, is that I am looking for a short-term loan (approximately 6 to 8 months).   Please contact me at [EMAIL DELETED] for further info.  Thank you