Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Defaulted (NAT/Charge-Off) Origination Date: 2006-11-07 Payments Made: 11 of 36 Total Payments: $714.19 / $1750.00

Listing Summary

  

Borrower Info
Requested Amount: $1750.00
Lender Rate: 19.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $65.04
 
Borrower: pattiluu
Location: WA
Group: MONEYDIES
Group Fee: 1.00%

Credit Profile
Credit Grade: HR Homeowner: No Account Verified: Yes Debt To Income: 19%

Extended Credit Data
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Listing Description
I am a 40 year old divorced mom of one.  I have a full time job that I have had for over 3 years.  My employment, income, utility bill and bank statement have been vetted by my GL along with a bankruptcy that was filed in Oct. 1999.

A few months ago, I had to buy another car.  I got into a payday loan and I am requesting a loan so I can pay off 2 payday loans and make 1 car payment which is past due. 

Bring home pay- 1940/mo
Now:                                     After Prosper:
Rent                  595            
Elec                    40             All bills except the payday loans plus 69 Prosper =1606                                   
Phone                 40              Left over at eom:  334                             
Cells                   80                                         
1st loan            195                                     
2nd loan           200
Food                 250             
Gas, laundry       65                       
Life Ins                  6            
Car and ins      381                    
Capital One       30            
 Total              1882            
 Left over at eom:  58            

I have learned a lot through this whole situation and have learned from my mistakes. If you have any questions please ask.  Thank you!