I am requesting this loan to enable me to catch up on the few remaining bills I have remaining after a major undertaking by my wife and I to cut expenses and pay off most outstanding debt, plus part of the funds will be used to bring everything current.  We found ourselves in a difficult situation after my wife was forced to change jobs.  Although secure, her new job pays much less than the previous one.  We just about have everything in order now, and just need to eliminate the few remaining non-recurring debts and catch up on utilities and such.  Our current finances are outlined below: 
Monthly Net Income    
Mine                              $2630.00
Spouse                            1000.00
Total                              $3730.00  

Expenses
Rent                               $765.00
Car payment                     362.00
Insurance (various)            200.00
Utilities                             250.00
Groceries                          300.00
Child Support                    350.00
Misc.                                300.00
Tuition                              200.00
Total                             $2727.00  

Monthly Disposable        $1003.00
Income  

Outstanding non-recurring debt to be eliminated with this loan is $2600.00.  The other $1100.00 will be used to bring several of the reoccurring expenses current.   As shown above, repaying this loan will be well within our means, and will help us restore are credit rating to an acceptable level.  We will even be able to start saving again and replenish our now diminished nest egg.  I will be glad to provide proof of income or any other documentation, upon request.  Thank you for your consideration.  

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