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Listing Title



Loan Information

Loan Status: Defaulted (Delinquency) Origination Date: 2006-10-26 Payments Made: 1 of 36 Total Payments: $106.77 / $2500.00

Listing Summary

 

Borrower Info

Requested Amount: $2500.00
Lender Rate: 28.50%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $104.76
 
Borrower: BD8905
Location: MO
Group: KoyneLoans
Group Fee: 0.50%

Credit Profile

Credit Grade: D Homeowner: No Account Verified: Yes Debt To Income: 0%

Extended Credit Data

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Listing Description

I am currently a student at Vatterott college, I have a part time job with a monthly income of 960.00. I still live at home with my mom so I don't have any other bills other than a capital one credit card which I am current on. My situation is that I need to get a vehicle. I was using my moms car while she was out on disability but now that she is going back to work I don't know what to do. I am on the bus right now , but with school and work it really is hectic. I go to school 4 nights a week and work 3-4 days a week and weekends. I am able to get a car with a co-signer but I need about 2000.00 down for the car I want or any car similar to the one I want. Because I don't have any other bills I know that I can afford to pay this loan back. please help me with this ordeal. 
If I can get this loan and get a car,  I will then have a car note of @$276 per month, and I don't know what the insurance will cost me but, this would not prohibit me from being able to pay the loan back, if I get a car then I can go back to my regular hours and be considered full time. since I have to catch the bus, a half an hour trip is now taking me 1 hour and a 1/2 to get to work. and then another 1 and 1/2 hours to get home. With a car I can add atleast 12 hours per week to my schedule. I am a responsible young man and can benefit from this loan, You really wouldn't be taking a very bad risk loaning me money.

thanks,