Introduction
Hello, I have been employed with a major airline company for over 12 years and I am married with 2 small children.  I am in  need of a loan to purchase a transmission for my truck, and an engine for my spouse's truck.  Currently, we are working with one vehicle, since the engine went out in my husbands truck this past May.  Consequently, since my spouse who also works for the airline industry has to be at work at 6 am we have to get our children out of bed at 5 am so he can be to work on time.  Upon reviewing my information below, you will find that I have a very low DTI.  This loan will be of great use to use, that way we can both work extra hours since we will have 2 vehicles operating and don't have to worry about leaving early to pick each other up.  We have had past credit problems but we are working diligently to keep all our bills current.

Loan Purpose
I need to purchase a transmission for my truck, which is the family only source of transportation at this time since my spouse's engine went out in his truck this past May.

Credit History
As with most people I have made several mistakes with my credit by not keeping my payments current.  I am working diligently to keep my credit score in good standings as of now.

Repayment Ability
Although, my credit shows a HR, I have very little debt currently.  With my annual income of $35,000 and that is not including my spouse's income.  I can definitely pay off my Prosper loan.

Monthly Expenses
Rent $780
Utilities $230
Phone Bill/ Internet $56
Credit Card $30
Cell phone$45
Gas $200
Food $200
Misc. $150

Total Expenses $1691 Monthly Income $2500