Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-10-20 Payments Made: 24 of 36 Total Payments: $1057.02 / $1250.00

Listing Summary

  

Borrower Info
Requested Amount: $1250.00
Lender Rate: 15.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $43.33
 
Borrower: nysports
Location: NY
Group: Fair
Group Fee: 0.00%

Credit Profile
Credit Grade: E Homeowner: Yes Account Verified: Yes Debt To Income: 35%

Extended Credit Data
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Listing Description
I'm looking for some funding to keep my faithful old vehicle on the road.  My 10 year old van is due for inspection at the end of the month, but won't pass due to the dreaded "Service Engine Soon" light.  I am requesting $600 to cover the necessary maintenance (needs plugs, wires, filters, etc.). Still runs great and I have put very little into it since buying new so it's well worth the expense, as I anticipate getting another three years out of it.  This Propser loan payment is obviously a small fraction of what another car loan would be.

Additional funds requested are to be used to pay off 4 current DQs I "found" while going through the sign-up process.  I ran a free credit report to see what they were: found three medical bills (2 for $116 each and a third for $308).  We had been without medical insurance at the time and my wife pays $25 a month directly to the hospital all three are due at, so was unaware they showed on my credit report.  Would be relieved, just the same, to get them paid in full at this time.  4th DQ is a cell phone bill from about 3 years ago.  The balance at the time was $535; I received a call offering me to pay $433 (roughly 80%) to satisfy this debt.  I paid this amount and was again unaware that the remaining $102 balance now appears on my credit report (actually shows as a charge-off, so not sure whether payment is still expected, but will check into this, as it would be in my best interest to get this off my report).

I have a couple small monthly credit card payments, a vehicle loan, mortgage, and a home equity loan which are all paid current.  I know this interest rate is low for the E rating, but I would appreciate any consideration you could give me on this loan.  Have a great day!