Lenders, I am re-listing again in hopes of getting funded. I am asking for immediate needs only; moving expenses and dental expenses. We have been paying on our delinquent accounts monthly to get them caught up in order to clean up our credit. On Merrick, we only have1 payent left and balance is $183.06 Bank of Marin, we continue to make $50 payments and the balance is $450 can start paying the smaller medical down and income tax time we normally get a pretty good chuck back and I can take of the larger ones then.

My family and I have been living with my in-laws since February, and we have finally found a house to move into next month. I am in need of a loan to pay our deposit and first months rent before we move.

Also, due to some bad dental work in the past, I recently found out that I am going to have some major dental work done. I will have to have all of my teeth pulled and replaced with dentures. Our insurance is the DMO plan, which is similar to HMO so it is only, covers a certain percentage of the dental work that I need done. The dentist is also unsure of what will be covered at this time. Our insurance company is supposed to send me that information directly. I am requesting enough to at least get the teeth extracted and dentures.

Budget break-down (combined income of myself & my wife):
Yearly salary = $41,204
Monthly net = $2,540.00

Current Monthly Expenses:
We are currently living with in-laws so we don't have the usual living expenses. I am giving the expenses after we move into our home. My wife just found her job in May of this year, but my daughter had to have knee surgery in June so we are just now able to start getting back on our feet and improve our credit and our lives.

Future Expenses after we move into our new home:
Rent/Mortgage:$950.00
Estimated Utilities:$180.00
Internet/phone: $110.00
Auto Loan: $00.00
Car loan paid off (no car payment)
Public Transportation: $50.00
Groceries/Children's Lunches: $200.00
Gas: $100.00
Insurance: $125.00
Payments to get delinquent accounts caught up:
Bank of Marin: We are paying $50.00 a month. The balance was $1000 and we are down to $450. In my previous request, I asked for $300 to pay this balance off because the attorneys we willing to settle for lump sum settlement.
Merrick Bank: We have already been making payments of $183.06 and scheduled for 1 more payment and we will be done. The Amt was $1,000 and they cut the amt in half for settlement of a little over $500, which we will have paid off in 2 more months.
Premier Bank: We are in negotiations with them for the settlement amount.
Total Monthly Expenses:$1957.06
Total Monthly Income: $2540.000 Amount Left Over to Pay Prosper Loan: $582.94

My funded loan will go to pay:
Deposit and First Month Rent: $1500
Dental Work: $1500

Explanation of any negatives on my Experian Credit Report Public Records:
Chapter 7 Discharged in 2000
Chapter 13 paid in full for $40,000 discharged in Apr 2004 (5 yr plan we paid in 4 yrs)
Now Delinquent Medical & Credit Cards:
St. Paul Medical Center-$250 1 account
RHD Memorial Hospital- $270 3 accounts combined
Mesquite Community Hospital- 4 accounts combined
The Medical Center of Mesquite Hospital-$250 2 accounts combined
EmCare RSN Emergency -$70 1 account
Bank of Marin $ 450
Merrick Bank $186.12
Premier Bank $400

Lenders, Please see my Personal Profile for other information about me.

Thank you for taking the time to review my Loan Request.
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