Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-09-23 Payments Made: 3 of 36 Total Payments: $1373.68 / $12500.00

Listing Summary

  

Borrower Info
Requested Amount: $12500.00
Lender Rate: 19.15%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $459.15
 
Borrower: gators88
Location: SC
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: No Account Verified: Yes Debt To Income: 0%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to pay off my credit cards so that I can put money into savings to buy a home for my children and myself.

My financial situation:
I am a good candidate for this loan.  After being an Army wife and stay-at-home mom for 12 years, I found myself suddenly alone and broke when my husband decided to leave our family one day, out of the blue.  In the 2 years since he left us, I have earned my teacher's certification and moved my 3 children and myself back into my parents' home.  The divorce was very, very expensive and I had to put the attorney's fees on my credit card because I had no other way to pay for it. 

I am currently substitute teaching and I have applications in to many local schools for teaching positions.  I don't make much money, but I am doing the best that I can while raising 2 younger children and putting my oldest through college.  My parents aren't charging me rent or utilities while I am so broke, but I do help with the grocery bill and the kids and I do the household chores to help out.    Please help me to pay off this debt soon at a lower interest rate than I currently have.  Thank you.

My current bills are as follows:
car payment $220
insurance $160
cell phone $89
band instrument rental $20
credit card 1  $85 payment; balance $2835 @ 27.99% interest
credit card 2  $200 payment; balance $5429 @28.99% interest
credit card 3 $30 payment; balance $500 @ 19.9% interest
credit card 4 $85 payment; balance $3716 @ 9.9% interest