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Listing Title



Loan Information

Loan Status: Current Origination Date: 2008-09-10 Payments Made: 3 of 36 Total Payments: $2463.65 / $20000.00

Listing Summary

 

Borrower Info

Requested Amount: $20000.00
Lender Rate: 17.75%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $720.54
 
Borrower: payout-collector
Location: NY
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile

Credit Grade: B Homeowner: No Account Verified: Yes Debt To Income: 26%

Extended Credit Data

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Listing Description

Purpose of loan:
This loan will be used to… pay off my revolving debt so I may be able to use the money that I normally spend paying off individual credit cards to invest my money wisely. In addition, I am saving for an engagement ring

My financial situation:
I am a good candidate for this loan because… I am extremely responsible financially; I have learned the true value of a dollar. I make a good enough salary that will allow me to pay off this loan in an effective and timely fashion. The $10,000 raise that I have received this year has given me additional financial flexibility. I will use it the right way.

Monthly net income: $ 5,500

Monthly expenses: $
  Housing: $ 0
  Insurance: $138
  Car expenses: $ 292.50
  Utilities: $ 200
  Phone, cable, internet: $ 165
  Food, entertainment: $ 400
  Clothing, household expenses $ 200
  Credit cards and other loans: $ 1,000
  Other expenses: $ 0