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Listing Title



Loan Information

Loan Status: Paid Origination Date: 2006-09-21 Payments Made: 21 of 36 Total Payments: $4556.89 / $6000.00

Listing Summary

 

Borrower Info

Requested Amount: $6000.00
Lender Rate: 18.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $216.91
 
Borrower: jaliscomoe
Location: OR
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile

Credit Grade: C Homeowner: No Account Verified: Yes Debt To Income: 1,001%

Extended Credit Data

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Listing Description

I am so glad someone referred me to Prosper.  This is the most genius concept ever.  Bringing it back to basics.  I’m writing today in hopes of help from Prosper lenders.  This loan is intended to pay off 1 credit card & more importantly immediate medical expenses for my dad that Medicare will not cover.  My sister who financially takes care of my dad has recently been laid off & it’s time for me to step in.  My dad has medical procedures that can’t be missed and a loan is needed for that.  I would rather go through Prosper than a conventional financial institution.  I give my absolute promise that I intend to pay the loan back.  I am a trustworthy & reliable guy who has all my priorities in order.  To paint a more detailed picture I graduated in June from the Art Institute of Portland with a BA in computer animation.  For a couple of months I have done freelance animation projects for various companies.  In August I accepted a position as a video game animator for a known video game company.  I was given a starting salary of $50,000 a year and a relocation bonus.  All of this without even having a formal interview!!  I am the 1st in my family to go to and graduate from college and so far have done very well.  My monthly expenses only include a car payment, insurance & prosper loan if granted.  I would have the money to repay every month and be on time.  Please consider my request, as there is urgency in need.  I’m hoping Prosper lenders can help so I don’t need to accept high rates of other loan programs.  Thank you for you time in reading my listing.    

p.s.
My debt to income ratio looks high but it is only because corrections were not made yet to my annual income(I incorrectly input a 0 amount by accident).  I might have to relist loan if needed.