Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-08-29 Payments Made: 3 of 36 Total Payments: $123.31 / $1000.00

Listing Summary

  

Borrower Info
Requested Amount: $1000.00
Lender Rate: 26.90%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $40.77
 
Borrower: CarCar06
Location: NY
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: E Homeowner: No Account Verified: Yes Debt To Income: 27%

Extended Credit Data
Extended Credit Data is viewable by registered users only. Please login or register now.

Listing Description
Purpose of loan:
I've reduced my loan to $1,000 as I have re-paid one pay day loan for medical expenses, but need additional funding for one more!

My financial situation:
I am a good candidate for this loan because… I am a hardworking individual having worked since the age of 11 delivering papers, and chores for elders in the neighborhood, and I haven't stopped since!  I even paid my way through community college, and attended part time after work. I am a very responsible individual, and always lend a helping hand to others - will you help me?

I have many inquiries due to purchasing a used vehicle in Feb. 2008.  After leasing for 10 years I figured it would be a good move for me to gain assets.  I hadn't realized it at the time, but the dealer I went with sent my credit information out to many lenders - and that is why there are many inquiries.  Although most recently I tried to get a loan from our local banks to pay for my medical expenses, but there are so many restrictions now - it's very hard to get an unsecured loan without some sort of equity in either a home or vehicle, and I rent.  I thought I was being smart in purchasing the car, which I am, but I will be in a better position once the vehicle is paid for. Please let me know if I may answer any questions.  I really appreciate your assistance, and perhaps I will be able to help you and others by using Prosper!

Monthly net income: $ 2,000

Monthly expenses: $
  Housing: $ 615
  Insurance: $ 65
  Car expenses: $ 326
  Utilities: $ 75
  Phone, cable, internet: $ 125
  Food, entertainment: $ 150
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 300
  Other expenses: $