Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-08-20 Payments Made: 4 of 36 Total Payments: $1292.05 / $9000.00

Listing Summary

  

Borrower Info
Requested Amount: $9000.00
Lender Rate: 17.28%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $322.13
 
Borrower: soccerextreme
Location: NE
Group: Business
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: Yes Account Verified: Yes Debt To Income: 65%

Extended Credit Data
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Listing Description
I already had this loan 100 % bid on two days ago.  But somehow my nephew withdrew my listing when he was on the computer and prosper wouldn't post it back on.  They said I had to relist the listing.  

Purpose of loan:
Trying to conceive our first child, having fertility problems,  insurance is barley covering costs.  Husband and I have been through artifical insemination ( iui- twice) going thru the first round of IVF.  Need help paying for all costs including meds.

My financial situation:
I am a good candidate for this loan because I have a stable income and been employed with the same company for five years.  Never late on any payments.  I can pretty much cover all the bills we have and my husbands money is all left over.  That is why my dti is so high. 

Monthly net income: $ 1750
husbands income:       $2500                                
total income                $4250

Monthly expenses:
$   Housing: $ 827      
Insurance: $ 250      
Car expenses: $ 350   
Utilities: $ 300      
Phone, cable, internet: $ 100
 Food, entertainment: $ 300  
Clothing, household expenses $ 150
Total expenses  $2277

total income $4250
                -2277
                 $1973 left over goes toward having a kid.  This includes medical payments, meds, and injections.  If we get the loan this would go away.  You pay one lump sum of around $10,000 to have the child.  So then we would have the $1973 to pay for the prosper loan.