Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Late Origination Date: 2008-08-12 Payments Made: 3 of 36 Total Payments: $615.70 / $4500.00

Listing Summary

  

Borrower Info
Requested Amount: $4500.00
Lender Rate: 35.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $203.56
 
Borrower: nikdit
Location: WA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: D Homeowner: Yes Account Verified: Yes Debt To Income: 0%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to…
Relist for final time lower loan amount and auto pay my last listing was 100 percent funded however prosper canceled because although I sent in a copy of voided check and my drivers license prosper somehow misplaced it and I was never contacted until listing was canceled. I am starting a new local business based off a profession I have been in for years. Airbrush tanning turned mobile! I have had much experience to learn the demand for airbrush is very high and mobile airbrushing that allows the client to have convience and privacy helps their needs more than any local airbrush facillity around. I have talked with many clients that express the need for more privacy while having their airbrush done. Because they would would able to come out to the "airbrush bus," which would be a RV turned airbrushed room, the client would spend 15 minutes on lunchbreak or night time and the process is complete!

My financial situation:
I am a good candidate for this loan because…
I am driven to succeed. I have accomplished many goals already at my age. I have considered this business for a long time and have already invested a lot of personal money to purchase equipment and business material. I plan on making this a full time job and already have a business partner that will be investing the other 10k required to start the business. The bottom line is the business WILL happen. I have looked into every possible resource. I have never been late on anything. This loan will be paid back no matter what I am also a realtor and have steady income coming in from the sell of my listings.

Monthly net income: $ 6500

Monthly expenses: $
  Housing: $ 1500
  Insurance: $ 300
  Car expenses: $450
  Utilities: $ 200
  Phone, cable, internet: $ 200
  Food, entertainment: $ 200
  Clothing, household expenses $ 300
  Credit cards and other loans: $ 400
  Other expenses: $ 400