Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-08-12 Payments Made: 4 of 36 Total Payments: $544.45 / $4000.00

Listing Summary

  

Borrower Info
Requested Amount: $4000.00
Lender Rate: 13.50%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $135.74
 
Borrower: bergen
Location: OH
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: B Homeowner: No Account Verified: Yes Debt To Income: 9%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to… purchase a car to enable me take on a second job. Commuting takes too much of my time and has limited me to only one job of  which is 30 hours a week. The car would help me to almost double my income.

My financial situation:
I am a good candidate for this loan because… I have no college debt. I studied for my bachelor's by working full time and thus took no loans. It was difficult but I graduated with a very good GPA.

Monthly net income: $ 1225

Monthly expenses: $
  Housing: $ 395 for a shared apartment in Ohio.
  Insurance: $ 35
  Car expenses: $ 105
  Utilities: $ none, included in my rent
  Phone, cable, internet: $ 60
  Food, entertainment: $ 450
  Clothing, household expenses $ 80
  Credit cards and other loans: $ 20
  Other expenses: $ 60