Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-08-11 Payments Made: 4 of 36 Total Payments: $443.81 / $3000.00

Listing Summary

  

Borrower Info
Requested Amount: $3000.00
Lender Rate: 19.45%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $110.65
 
Borrower: klyde5
Location: IN
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 48%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to… First of all let me say "Thank You" for giving my request your attention.  I appreciate it.  My husband and I would like to pay off the doctor bills that we have and also pay off a few of our low balance credit cards.  I have discovered that it's easier to pay one bill than a lot of "little" ones. With the money that is left I would like to get a new set of tires for my car so that I can continue to travel back and forth to work safely. 

My financial situation:
I am a good candidate for this loan because… both my husband and I have been employed with the same companies for several years.  My husband has worked at his employer for 16 years and I have been with my employer for almost 8 years.  We both plan on retiring from where we work.  This may sound cliche, but we would like to be a lender in the future and not just a borrower. Please consider that my husband's income will be used along with my income to pay back this loan.  Thank you.

Monthly net income: $ 4082

Monthly expenses: $
  Housing: $ 491.95
  Insurance: $ 850/6 months
  Car expenses: $ 200
  Utilities: $ 140.00
  Phone, cable, internet: $ 150
  Food, entertainment: $ 200
  Clothing, household expenses $
  Credit cards and other loans: $ 300.00
  Other expenses: $