Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Paid Origination Date: 2006-09-19 Payments Made: 18 of 36 Total Payments: $4873.00 / $7000.00

Listing Summary

  

Borrower Info
Requested Amount: $7000.00
Lender Rate: 23.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $270.97
 
Borrower: AnimalZero9
Location: CA
Group: Business
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: No Account Verified: Yes Debt To Income: 41%

Extended Credit Data
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Listing Description
Hello.
I am a 20 year old undergrad student at Santa Clara University.
I am a Finance and Italian double major.

I am looking to borrow $7000 to help fund my school books which easily add up to $500-600 per quarter, and pay off the remainder of my car which is $3200.

I do have a small internet business which is mainly clothing. It has been running successfully for 7 months, but I have been hesitant to pull money out of that business for personal or school use because the business and me personally are 2 seperate entities. The only reason I mention that is because the small business alone could easily easily fund my monthly Prosper loan if necessary. However, like I said I like keeping the two seperate, and I do have a seperate job. I will be working for a Silicon Valley software company in their finance department part-time this upcoming fall. The amount I will be making is 3x my Prosper monthly payment. However, I need to front the purchase of books almost immediately, before I receive any paychecks from work.

In other words, I do have income coming in but I would like this money upfront for the things I need right away. I will have NO problem paying back the loan, and I invite anyone to e-mail me if they need more details or are hesitant.

Loan Amount = $7000
Car Loan = ($3200)
Books = ($1000)
------------------------
Personal Money/Emergency Fund = $2800


I have never missed one payment for my credit cards for over a year now, never missed a payment on my auto loan, and always pay my credit card balances in full every month. I am always on top of my financial situation!

Thank you!



** On a sidenote, in my credit report it states their is 1 public record in last 10y. This is a mistake which I am working with Experian and Transunion on. My father has the same name as me and it was incorrectly added to my credit report, rather than his, the credit bureaus are in the process of helping me fix the situation, but in the meantime I want to inform everyone ahead of time that it has nothing to do with me and my credit.