Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-07-16 Payments Made: 5 of 36 Total Payments: $561.77 / $2500.00

Listing Summary

  

Borrower Info
Requested Amount: $2500.00
Lender Rate: 34.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $111.68
 
Borrower: scudder25
Location: KY
Group: hr101
Group Fee: 0.00%

Credit Profile
Credit Grade: D Homeowner: Yes Account Verified: Yes Debt To Income: 0%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to pay off high interest credit cards.  Our wedding (a year and a half ago) and getting things around the house caused these debts which I would like to consolidate into one payment and hopefully take my family on a short vacation (2 to 3 days).

My financial situation:
I am a good candidate for this loan because I have a good history of paying my debts on time.  On a couple of occasions my payment on one of my credit cards has been a day late due to me not realizing the due date was on a weekend.  Also, I have so much revolving debt that it lowers my credit score.   I have been at my job as a Head Start teacher for almost 7 years and I have been an assistant high school baseball and basketball coach for 8 years.  My wife works at a daycare 5 days a week.  

Monthly net income: $ 2260.00 (mine $1300, wife $960)

Monthly expenses: $ 1770
  Housing: $ 260
  Insurance: $ 150
  Car expenses: $ 370, $150 for gas
  Utilities: $ 80
  Phone, cable, internet: $ 100
  Food, entertainment: $ 100
  Clothing, household expenses $ 50
  Credit cards and other loans: $ 410
  Other expenses: $ 100