Listing Profile Bid History Loan History
lendingclub ad

Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-09-06 Payments Made: 27 of 36 Total Payments: $2810.57 / $3000.00

Listing Summary

  

Borrower Info
Requested Amount: $3000.00
Lender Rate: 15.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $104.00
 
Borrower: nanzee
Location: NY
Group: creditrecovery
Group Fee: 0.00%

Credit Profile
Credit Grade: B Homeowner: Yes Account Verified: Yes Debt To Income: 69%

Extended Credit Data
Extended Credit Data is viewable by registered users only. Please login or register now.

Listing Description
This is the third time I am posting.  The only reason I am trying again is because I came so close with my 2nd posting.  I am requesting this loan to help me catch up with some bills.  Both of my parents died in the last 6 months - my mother in February, and my Father in July.  I had to take alot of time off from work and used up all of my personal/vacation time.  My job was very cooperative, and I am now back to work.  I have been employed at this job for 7 years - I work in a public library in the children's room.  The reason my debt ratio looks so high is because I only work part-time due to being a mother of a child with Autism.  Prosper is not considering my husband's income, which is substantial.  He is a high-school teacher, and is fully tenured.  I spoke with a Prosper Lender who advised me to list our monthly income and bills in the hopes this would help my cause:
6760 - Monthly combined income (take home)-------
-3190 - Mortgages 
375 - Car payment 
140 - Car insurance 
100 - Gas 
350 - School loans 
350 - Credit card 1, 23% interest 
400 - Credit card 2, 21% interest 
350 - Food 
400- utilities (water, gas, electric, phone, cable)------ 
1105 - free income
The prosper payment of $104.00 will replace the current credit card payment of $350.00, leaving us with $200.00 extra per month.
Again, I appreciate all of your time, and I would like to thank everyone who has bidded for me on my past requests.