Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-30 Payments Made: 5 of 36 Total Payments: $1204.64 / $5000.00

Listing Summary

  

Borrower Info
Requested Amount: $5000.00
Lender Rate: 35.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $226.18
 
Borrower: honeydewman
Location: MO
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 24%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used as working capital to keep my construction buisness operating. I started this company with no help from anyone and am to a point where buisness is great, but I am so spread out needing money to start new projects then waiting on checks for completed projects. very stressful, the old robbing peter to pay paul, its getting old. This money would allow me a little breating room and would be greatly appreciated.
My financial situation:
I am a good candidate for this loan because I have always paid my debits to everyone I have borrowed money from. It will allow me to get caught up on my monthly bills and fund future projects that will be starting soon. I will probably pay this loan back within one years time. P.S. The deliquency that just showed up on my credit report is my Lowes Store account of which will be paid on this week. To be honest as I said before I started this company with no help. I do all my bookkeeping, estimates, some hands on work, customer relations, banking, problem solving, etc. etc. I have missed some bills being paid on time because of this. This loan will also allow me time to get help with the bookkeeping and monthly bill paying chores.

Monthly net income:  This is approximate with my personal and company figured in $15,000

Monthly expenses: $
  Housing: $ 2000
  Insurance: $450
  Car expenses: $300 
  Utilities: $400
  Phone, cable, internet: $300
  Food, entertainment: $400
  Clothing, household expenses $200
  Credit cards and other loans: $540
  Other expenses: $ 100