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Listing Title



Loan Information

Loan Status: Current Origination Date: 2008-06-27 Payments Made: 6 of 36 Total Payments: $244.51 / $1000.00

Listing Summary

 

Borrower Info

Requested Amount: $1000.00
Lender Rate: 26.65%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $40.64
 
Borrower: southwestbound
Location: IL
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile

Credit Grade: E Homeowner: No Account Verified: Yes Debt To Income: 31%

Extended Credit Data

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Listing Description

"If you risk nothing, you risk everything" Geena Davis So, yes, we are trying this again.
Purpose of loan:
I want to thank my friends for endorsing me and the people who had enough faith in us to bid on us. As I write this, my house is strewn with boxes. We are going to make this move! We are still short, but we are going to do it! I tell my children, as Martin Luther king, Jr. said: "Take the first step in faith. You don't have to see the whole staircase, just take the first step." This loan will be used to…help us finance a cross country move. my children and i have only been in the U.S. for 3 yrs. after living out of the country for 12 years. We came to this area because my mother lives here and we stayed (even though it is cost prohibitive) because I didn't want to uproot the kids again. Now my son is graduating and has been accepted to a University near where we want to live and my daughter will be in High School. i have a job transfer in place and several reasonable apartments lined up, but the actual move is a little more than i can afford right now.

My financial situation:is a little tight right now which is why we are planning the move. We are going to an area that is more affordable and suited to my economic situation.
I am a good candidate for this loan because…I am gainfully employed, have shown an ability to make car payments and loan payments regularly and have 2 great children who depend on me. I won't let them down or you either.

Monthly net income: $2400.

Monthly expenses: $
  Housing: $500.
  Insurance: $388.
  Car expenses: $229.
  Utilities: $100
  Phone, cable, internet: $200
  Food, entertainment: $200
  Clothing, household expenses $100
  Credit cards and other loans: $400.
  Other expenses: $