Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-26 Payments Made: 6 of 36 Total Payments: $785.02 / $4000.00

Listing Summary

  

Borrower Info
Requested Amount: $4000.00
Lender Rate: 10.75%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $130.48
 
Borrower: micloud9
Location: MO
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 15%

Extended Credit Data
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Listing Description
Purpose of loan:  One last time to Please help our Family!!!!!
The purpoe of this loan is to pay off High Interest Credit Cards, and Student Loans, and be 100% Debt Free in Three Years.
We are expecting twins due the first on November, so we are trying to secure our financal future now and trying to start saving towards the new additions to our family. We are very trustworthy people who just need a little help getting out from under things.
Thank You for your consideration. 

My financial situation:
We have never declared Bankrupcy or defaulted on a loan. My Husband and I are both Stable with good paying Jobs and realize how inportant good credit is, and We will not do anything to jepordize that. Being good stuords and re paying debt is something we strongly live by. We just need help to get out from under wicked credit card companies!!!


Monthly net income: $
6000

Monthly expenses: $
  Housing: 800- We own our home
  Insurance:  Wrapped into the house payment
  Car expenses: $ 189 -one year left to pay on our car
  Utilities: $ 200
  Phone, cable, internet: $ 75
  Food, entertainment: $ 200- This is mainly food as we rearley eat out
  Clothing, household expenses $ 150
  Credit cards and other loans: $ 150
  Other expenses: $ 150 MISC