Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-25 Payments Made: 6 of 36 Total Payments: $4015.49 / $19000.00

Listing Summary

  

Borrower Info
Requested Amount: $19000.00
Lender Rate: 15.94%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $667.42
 
Borrower: Torcal
Location: CA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: No Account Verified: Yes Debt To Income: 23%

Extended Credit Data
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Listing Description
I am an accountant and work for one of the Big 4 accounting firms. I have very little expenses and debt. I am still carrying my first prosper loan even though I could repay it right now because I believe in creating a win-win situation for everyone involved. My ROI on that investment is more than making up for the interest I pay as a result of the loan I obtained from prosper to finance it so why not share the wealth.

I am requesting this loan in order to invest in another great real estate opportunity. I am investing my own money and need an additional $19,000. With your help I look forward to creating another win-win situation for you and myself.

Monthly Income (after taxes): $2,900
Monthly Expenses:
Rent $0 (I am a live in house sitter)
Prosper Loan #1 $260
Insurance $65 (I own my car outright)
Gas $60
Cell phone $80
Food $250
Credit Card $40
Misc. $200
$955

Monthly amount available to repay Prosper Loan: $1,945