Listing Profile Bid History Loan History
lendingclub ad

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-20 Payments Made: 6 of 36 Total Payments: $1461.99 / $7000.00

Listing Summary

  

Borrower Info
Requested Amount: $7000.00
Lender Rate: 15.10%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $243.00
 
Borrower: barclay191
Location: NY
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: B Homeowner: Yes Account Verified: Yes Debt To Income: 19%

Extended Credit Data
Extended Credit Data is viewable by registered users only. Please login or register now.

Listing Description
Purpose of loan:
This loan will be used to… Repair the roof. 

My financial situation:
I am a good candidate for this loan because… I pay my bills on time and its easier to pay off the loan in small installments then in one lump sum. I need to repair the roof soon or it will start to leak.  My DTI is high becaues my rental income is not included in my income.  The delinquencies was from long time ago, ever since I become a home owner I'm always on time with my payment.  I am responsible, reliable, trustworthy and dependable. I have all intentions on paying this loan back. I lower the amount and hope this time it will fund. Thank You.

Monthly net income: $ 8,300.00 (Including rental income)

Monthly expenses: $
  Housing: $ 6,250.00 
  Utilities: $ 425.00 
  Phone, cable, internet: $ 150.00
  Food, entertainment: $ 200.00
  Household expenses $ 100.00
  Credit cards and other loans: $ 580.00
  Other expenses: $ 55.00