Purpose of loan:
To kick-start a small brokerage account I wish to open to take advantage of the current stock market lows.

Please note my debt to income ratio is artificially inflated since I intend to pay off my current Prosper loan with this one. [The DTI calculation includes both the Prosper loan and any debt they may intend to pay down. Should the borrower pay down other debt with the loan from Prosper, their actual DTI will lower than what is displayed on Prosper.]

My financial situation:
I am an excellent candidate for this loan because I am a young professional in the financial industry with a great, steady job and a bright future. I have more than enough net income to cover the monthly payments of this loan.

Monthly gross income (after taxes): $ 4,000

Monthly net income (after taxes): $ 1,500

Monthly expenses: $ 2,500
Housing: $ 900
Insurance: $ 0 (no car or home)
Car expenses: $ 0 (no car)
Utilities: $ 30
Phone, cable, internet: $ 50
Food, entertainment: $ 400
Clothing, household expenses $ 200