Listing Profile Bid History Loan History
lendingclub ad

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-18 Payments Made: 6 of 36 Total Payments: $2975.97 / $15000.00

Listing Summary

  

Borrower Info
Requested Amount: $15000.00
Lender Rate: 11.50%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $494.64
 
Borrower: kerien
Location: NY
Group: REAandI
Group Fee: 0.00%

Credit Profile
Credit Grade: AA Homeowner: Yes Account Verified: Yes Debt To Income: 30%

Extended Credit Data
Extended Credit Data is viewable by registered users only. Please login or register now.

Listing Description
Purpose of loan: I am a full time IT Manager and just obtained my real estate license.  My job has always supplied me with all of the equipment needed to do my IT job and I am appreciative for that for over 8 years. I am 2 months away from getting my associates, obtained my real estate license, and have paid out other various expenses and have to start paying on my student loans. I would like to really fix my house prior to the winter and still have reserves. I have a business credit line of 100,000 but its really for just business and so I dont want to touch it for any personal needs. 

My financial situation: I am a good candidate with a full time job and a great payment history since seeing the importance of credit scores.  My rating is AA  and I have a great fico score as well.

Monthly net income: $ 3000

Monthly expenses: $
  Housing: $ 1207.00
  Insurance: $ 125.00
  Car expenses: $ None (Paid off)
  Utilities: $ 75.00
  Phone, cable, internet: $ 41.00
  Food, entertainment: $ Too busy to entertain
  Clothing, household expenses $
  Credit cards and other loans: $ 200.00 monthly
  Other expenses: $