Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-18 Payments Made: 5 of 36 Total Payments: $628.01 / $3000.00

Listing Summary

  

Borrower Info
Requested Amount: $3000.00
Lender Rate: 21.00%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $113.03
 
Borrower: peteyp
Location: PA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: E Homeowner: No Account Verified: Yes Debt To Income: 31%

Extended Credit Data
Extended Credit Data is viewable by registered users only. Please login or register now.

Listing Description
Purpose of loan:
This loan will be used to… payoff some existing debt & to start saving for my future.

My financial situation:
I am a good candidate for this loan because… I recently got a promotion at work where I will be earning commissions on top of my annual salary. I also bartend on Saturday nights in Philadelphia. I am trying to make right on some bad financial decisions that I made in my college days. These decisions killed my credit. I am now 27 & looking to get married/start family & getting rid of these previous debts would be a HUGE step in the right direction. The goal with this loan is to help improve my credit. I plan on making a nice dent in my existing debt & with my recent bump in income I am going to pay off more of the principal on those debts. This loan is going to expedite fixing my credit. I'm hoping that this 3rd listing is the charm.

Monthly net income: $ 5,100 (includes bar tending & commissions)

Monthly expenses: $
  Housing: $ 300 - I live in a row home with 3 other roommates & we split everything 4 ways.
  Insurance: $ 200
  Car expenses: $ 300
  Utilities: $ 100
  Phone, cable, internet: $ 100
  Food, entertainment: $ 200
  Clothing, household expenses $ 100
  Credit cards and other loans: $ 1700
  Other expenses: $ 100