Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-17 Payments Made: 6 of 36 Total Payments: $1115.51 / $5000.00

Listing Summary

  

Borrower Info
Requested Amount: $5000.00
Lender Rate: 19.84%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $185.41
 
Borrower: redsox08
Location: MA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 27%

Extended Credit Data
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Listing Description
Purpose of loan:
I will use this loan to pay off a portion of my high interest credit cards.  And to make an extra payment on my student loan from business school.

My financial situation:
I am a good candidate for this loan because I always pay on time and have never de-faulted on any debts.  I bought a home 2 years ago and it stretched me a bit more than I anticipated.  I  have finally figured out how to manage the benefit of getting additional taxes back from being a first-time home buyer but with that have racked up some bills.  I am committed to being debt-free in 2 years.  As you can see I make a very good income and am gainfully employed.  I just need to get out from  behind.
 Also, I went to business school at Boston College part-time and needed to fund it myself since my company did not have tuition benefits. 

I
Monthly net income: $ 6425

Monthly expenses: $
  Housing: $ 2335
  Insurance: $ 100
  Car expenses: $ 385
  Utilities: $ 200
  Phone, cable, internet: $ 125
  Food, entertainment: $ 350
  Clothing, household expenses $ 300
  Credit cards and other loans: $ 2450
  Other expenses: $ 125