Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-20 Payments Made: 6 of 36 Total Payments: $3500.97 / $14500.00

Listing Summary

  

Borrower Info
Requested Amount: $14500.00
Lender Rate: 25.70%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $581.90
 
Borrower: ValeriePNY
Location: NY
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: Yes Account Verified: Yes Debt To Income: 16%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to… finish an investment property (set a modular home and finish the interior.)  Land has already been purchased.

My financial situation:
I am a good candidate for this loan because…I have successfully invested in real estate before AND I already have a buyer for the property.  I have a strong payment history, no delinquency, low revolving debt, and a stable income.  Thank you so much for reviewing my request.

Monthly net income: $ 7000 ( net salary, commissions, and rental income)

Monthly expenses: $ 4518
  Housing: $ 784.00
  Insurance: $ 102.00
  Car expenses: $ 423.00
  Utilities: $ 230
  Phone, cable, internet: $ 165.00
  Food, entertainment: $ 300.00
  Clothing, household expenses $ 50.00
  Credit cards and other loans: $ 60.00
  Other expenses: $ 1000 (nanny), 1187.00 (for an investment property), and 217.00 (for another investment property)