Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-09-12 Payments Made: 27 of 36 Total Payments: $6757.79 / $7000.00

Listing Summary

  

Borrower Info
Requested Amount: $7000.00
Lender Rate: 17.14%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $250.06
 
Borrower: AZgolfer
Location: TX
Group: Business
Group Fee: 0.00%

Credit Profile
Credit Grade: D Homeowner: No Account Verified: Yes Debt To Income: 12%

Extended Credit Data
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Listing Description
I am a 30 year-old business professional working in Phoenix, Arizona.  I am employed by a mid-sized e-learning company where I work as a Manager of Compliance.  I have also obtained my certification as a Certified Internal Auditor.

The main reasons for requesting this loan are:  

Consolidate three existing high interest rate credit cards (26%, 28%, 25%)
Lower monthly payments
Increase my FICO score  

My annual salary with bonus is above six-figures.  I plan to use these funds by paying off the three mentioned credit cards and then making additional monthly payments with the interest saved.  I will be able to payoff this loan in less than two years.  

I was referred to Prosper by several friends that have used this site and were successful in obtaining loans.  Having spent a lot of time myself reviewing the Prosper site I am also convinced that it is a great medium to bring lenders and borrowers together.  Thank you for your time!