Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-06-09 Payments Made: 6 of 36 Total Payments: $1001.32 / $4500.00

Listing Summary

  

Borrower Info
Requested Amount: $4500.00
Lender Rate: 19.65%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $166.43
 
Borrower: Ashtel
Location: MN
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: C Homeowner: No Account Verified: Yes Debt To Income: 30%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to pay off a motorcycle that I purchased a few weeks ago.  I put $1,500 down and currently owe $2,500.  The bike is sitting with the seller until I pay it in full.  The rest of the money will be used to pay off medical bills for my son. 

Additionaly there is a $25,000 Chase card being included in my revolving debts.  I am only an authorized user and it was done by a friend to help me build my credit.  That $350 payment is being made by my friend and so it makes my DTI look higher than it really is.

My financial situation:
I am a good candidate for this loan because I have a good payment history.

Monthly net income: $ $3,400

Monthly expenses: $ 826.00
  Housing: $ 0 (currently live rent free with mother)
  Insurance: $ 120
  Car expenses: $ 356
  Utilities: $ 0
  Phone, cable, internet: $ 100
  Food, entertainment: $ 150
  Clothing, household expenses $ 0
  Credit cards and other loans: $ 50
  Other expenses: $ 50