Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Paid Origination Date: 2008-06-02 Payments Made: 1 of 36 Total Payments: $238.66 / $7500.00

Listing Summary

  

Borrower Info
Requested Amount: $7500.00
Lender Rate: 9.99%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $241.97
 
Borrower: branaa99
Location: NV
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: Yes Account Verified: Yes Debt To Income: 6%

Extended Credit Data
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Listing Description
Purpose of loan:
This loan will be used to get hands on with prosper from the borrowing side.  It will also diversify my portfolio into this new risk category.  I will dedicate all/most of this proceedings back into prosper with no or little higher interest rate than what i get. 

My financial situation:
I am a good candidate for this loan because i have been successful in making good judgment in my career as well as managing my personal finance.  I have Masters in computer science and bachelors in computer engineering.  I work as Senior Database Admin for a Credit card company.  I design databases depending on the business requirements which help me understand how credit card are made and how business works.  So with that experience I have an edge than others while lending my money which i believe will help me succeed in prosper.  I trade stocks in couple of countries (India & Hong Kong) besides here in US.  Also I own a house in US and India (inherited property).  My wife stays at home and preparing to go to school next fall.  

Monthly Income: $5200 (After taxes & 401k )

Total Expenses $4500
Mortgage: 2000
Utilities: 350 
phone : 50
Grocery : 600
Car, Insurance & Gas :800
Credit card :200 (minimum payment)
Entertainment : 200
Savings/emergency/Medical fund: 300