Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2006-08-31 Payments Made: 27 of 36 Total Payments: $3171.07 / $2800.00

Listing Summary

  

Borrower Info
Requested Amount: $2800.00
Lender Rate: 29.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $117.34
 
Borrower: surflirio
Location: CA
Group: creditrecovery
Group Fee: 0.00%

Credit Profile
Credit Grade: HR Homeowner: No Account Verified: Yes Debt To Income: 5%

Extended Credit Data
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Listing Description
Please see my forum on review my listing at <a href="http://www.prosper.spreebb.com/index.php?showtopic=6338">www.prosper.spreebb.com/index.php?showtopic=6338</a>  for all my credit report and paystubs for the month of July 2006.  Also, contact my GL PsychDoc for any information and he Vet this loan.

About six years ago I suddenly fell behind on my bills due to a hernia surgery. I was out for 2 months with no pay checks. I work for airline industry and did not cover my medical bills at the time. I paid off all my medical bills now but fell behind on my credit cards. It took some time and a lot of hard work but I'm slowly getting back on track.I have some credit card accounts that I could not pay and unfortunately fell behind. I pay a combined amount of $1225 a month for these accounts. A prosper loan for $2800 would allow me to pay off some all these accounts off in their entirety would result in a monthly payment of $117 and would save me over $600 per month. My rating was changed from E to HR and I don't know why Proper changed it when I changed my address.
My current monthly expenses are:
Mortgage $1200
Maintenance Association Fee $215
Home Insurance $129
car insurance $178
utilities/phones/misc $725
no more car payment$0
I have been with my employer for more than 9 years and bring home $4800 a month.I am currently making $58,000 a year and possible raise every year. My tax is low because I also make $925 per month on a expenses money as a flight attendant. This money pretty much cover my monthly wages taxes. M wife also takes home $1300 a month. Please give me a chance to improve my credit so I can have a better future.
I just got married and want to give my wife a great life and by paying off all of my old, bad debt and being able to save money and build some financial security I think I can do that with the help of this loan funded by the people of this community.Thank you for taking the time to consider me.

" I don't know what my future holds, but I know who holds my future."

Please contact me for more details that you might need to fund my loan...

Sincerely,
Victor
[EMAIL DELETED]