Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-05-19 Payments Made: 6 of 36 Total Payments: $2054.29 / $10000.00

Listing Summary

  

Borrower Info
Requested Amount: $10000.00
Lender Rate: 13.55%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $339.59
 
Borrower: Dewdrops77
Location: GA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: B Homeowner: Yes Account Verified: Yes Debt To Income: 37%

Extended Credit Data
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Listing Description
Purpose of loan:
Pay off High interest credit cards. These credit cards were basically created when I was in college and I have not seem to be able to pay them off. Rolling them into one easy payment seems to be the most cost effincant thing to do I just need your help. PLEASE

My financial situation:
I am a good candidate for this loan because I have a good track record of paying my bills on time. My credit score is only average because of the high interest credit cards and if I could just cinsolidate them it would be a hugh boost to my credit score and wallet. I am a staff accountant so I understand financial end of things. Also it is not likley I would loose my job in this market there are always taxes to be done.

Monthly net income: $ 2,300.00  this does not include my husbands salary his covers the House and Car pymts I cover everything else.

Monthly expenses: $
  Housing: $ 1,151 Husband pays this
  Insurance: $ 100
  Car expenses: $ 435 Husband pays this
  Utilities: $ 100
  Phone, cable, internet: $ 140
  Food, entertainment: $ 450 - we stay at home a lot!!
  Clothing, household expenses $ 125
  Credit cards and other loans: $ 480
  Other expenses: $ 160 misc medical expenses and student loan $300 Gas expense