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Listing Title



Loan Information

Loan Status: Current Origination Date: 2008-05-12 Payments Made: 7 of 36 Total Payments: $680.49 / $3000.00

Listing Summary

 

Borrower Info

Requested Amount: $3000.00
Lender Rate: 9.94%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $96.72
 
Borrower: TheRebecca
Location: PA
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile

Credit Grade: A Homeowner: No Account Verified: Yes Debt To Income: 0%

Extended Credit Data

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Listing Description

This loan will be used to pay off a high interest credit card - 20% - in the amount of $1200. The other $1800 will be used to pay for my college classes this summer.


My financial situation: I am currently a College Junior and I will be graduating in May of 2009. I currently work part time and live with my parents. My car is paid off and my parents currently pay for all of my insurance, food and housing expenses. The only expenses I have are entertainment, gas, and school. In the past, I have paid for each semester in full but since I have decided to take summer classes I do not have enough saved to be able to pay for these classes and then the Fall and Spring.

Once I graduate I plan on continuing to live at home until I save up enough for a downpayment on a house- Who could pass up free housing?!?!

I am a good candidate for this loan because I have been employed with the same company for close to two years, will be earning more when I graduate and take the utmost care in managing my finances.

I plan on starting out with a higher rate in the hopes to attract bidders and it will hopefully get bid down because of my A credit rating!!