Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2008-05-07 Payments Made: 7 of 36 Total Payments: $3422.62 / $14500.00

Listing Summary

  

Borrower Info
Requested Amount: $14500.00
Lender Rate: 12.70%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $486.47
 
Borrower: lovely_eyes
Location: NJ
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: No Account Verified: Yes Debt To Income: 32%

Extended Credit Data
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Listing Description
Purpose of loan:
I would like to thank you for taking the time to view my listing.
The purpose of this loan is to help pay for my wedding. I refuse to charge anything to my credit cards, and I don't believe a bank will approve me for this amount at a reasonable rate.

My financial situation:
I am a good candidate for this loan because I have NO debt, as I recently paid off my credit cards, and no bills.
I am not sure why the listing shows that I have $6600 in revolving debt, as I recently paid off my credit cards with my tax return, a refund check I got from school, and savings. I suppose it just hadn't been updated when Prosper ran my credit.
In any case, I currently make approximately $1700 a month after taxes.
I currently work full time as an administrative assistant and I am working towards my B.A. in the evening
The only thing I pay for is transportation as my future husband currently takes care of my phone bill.
This loan would be about $503/month. Which leaves me with $1197 for transportation and to do with as I wish.
As you can see, I am not late with my bills, and for those of you concerned with the revolving debt, allow me to put in in perspective. A $6600 loan @ 20% would cost me about $245 per month, which would still leave me with $952 for transportation and anything else. (1700-503-245=952).
My future husband has agreed that after we are married, he will pay for all monthly expenses including rent, gas, etc. and I will only have to worry about this loan. I hope with your help I can make my wedding a reality in the near future. Thank you.