Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Current Origination Date: 2007-11-23 Payments Made: 11 of 36 Total Payments: $3660.40 / $7347.00

Listing Summary

  

Borrower Info
Requested Amount: $7347.00
Lender Rate: 35.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $332.35
 
Borrower: 2nd_Chance_Guy
Location: CA
Group: hr101
Group Fee: 0.00%

Credit Profile
Credit Grade: HR Homeowner: No Account Verified: Yes Debt To Income: 12%

Extended Credit Data
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Listing Description
Hi there:

I am trying to fund a third loan on prosper.  I have a current one which I am now paying off:

http://www.prosper.com/lend/listing.aspx?listingID=105045

I have paid off my first loan on prosper I paid it off earlier than the term and can do the same for the cash I am asking for now. Here's a link to see my payment history:

https://www.prosper.com/public/lend/listing.aspx?listingID=114

I need to get rid of the debt incurred from my divorce and medical bills in order to boost my credit rating to purchase a house after the market settles. From my old listing, my past debt was$14,155 and now have managed to shrink it by $7,300.  I am now making enough money to not only pay off my current bills, which this and my other Prosper loan will turn into, but this loan will help my pay off the last remaining old balances.

You'll find my credit score is a HR.  I do beg to differ as my recent score as of 2/15 shows 592 which brings it to a D. See attached screenshot from the Experian site. 

Know that if my listing is funded, you'll find payments on time and possibly funded early.  I have great endorsements so please take a look at them if in doubt of my payment history.

Thanks so much for your time and if you have any questions, please let me know.