Listing Profile Bid History Loan History
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Listing Title


Loan Information
Loan Status: Repurchased Origination Date: 2007-04-30 Payments Made: 2 of 36 Total Payments: $1410.13 / $20000.00

Listing Summary

  

Borrower Info
Requested Amount: $20000.00
Lender Rate: 16.00%
Automatic Funding: Yes
Percent Funded: 100%
Monthly Payment: $703.14
 
Borrower: MariaL
Location: FL
Group: (NoGroup)
Group Fee: 0.00%

Credit Profile
Credit Grade: A Homeowner: No Account Verified: Yes Debt To Income: 44%

Extended Credit Data
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Listing Description
Purpose of loan:
Good Day my name is Maria C., and I currently reside in South Florida. A Coworker of mine informed me about Prosper.com and I found it very interesting, so I decided to give it a try. I am applying for this loan to make all my bills into ONE  payment a month. I have 9 credit cards a month to pay for and one car loan which I owe very little on. I'm always very hectic between work and school and its very difficult for me sometimes to keep up with my 10 completely different dated bills. So I would like to make my life alot easier and consolidate all my debt into one easy payment a month.

My financial situation:
I have been working with an employment staffing agency for about 4 years now and I am very well capable of paying this loan. I also attend FIU, I am majoring in Business Administration and I graduate Summer 2008.  

My monthly budget:
Rent: $ 748.00
Insurance: $ 136.00
Car expenses: $ 309.00
Utilities: $ 89.00
Phone, cable, internet: $ 90.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 100.00
Credit cards and other loan payments: $ 478.00 Total
Other expenses: $ 100.00

Total monthly expenses: $ 2250.00

Breakdown of all My Credit Cards:
Bank of America: $2169.00
Bank of America: $504.00
Capital One: $769.00
Chase: $2274.00
Citi: $1401.00
Hsbc: $1448.00
Macys: $394.00
Sallie Mae: $3800.00
Providian: $470.00
US Bank (Car Loan): $6,191.00

Total: $ 19,662.00

I have used the Payment Calculator with the $20,000 loan and my payment comes out to exactly $703.14 and I am currently paying $787.00 a month. So it makes me more happier also that I will be saving a little more money a month and the hassle and headache of organizing my bills to their due dates. 
Please if you have any questions feel free to email me.

Thank You