Listing Profile Bid History Loan History

Listing Title


Loan Information
Loan Status: Paid Origination Date: 2007-03-12 Payments Made: 15 of 36 Total Payments: $3888.91 / $6500.00

Listing Summary

  

Borrower Info
Requested Amount: $6500.00
Lender Rate: 22.95%
Automatic Funding: No
Percent Funded: 100%
Monthly Payment: $258.27
 
Borrower: 2nd_Chance_Guy
Location: CA
Group: hr101
Group Fee: 2.00%

Credit Profile
Credit Grade: HR Homeowner: No Account Verified: Yes Debt To Income: 7%

Extended Credit Data
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Listing Description
Hi there:

I am a group leader and have recently completed paying off my Prosper loan.  I paid it off earlier than the term and can do the same for the cash I am asking for now. Here's a link to see my payment history:

https://www.prosper.com/public/lend/listing.aspx?listingID=114

I need to purchase a semi-decent car for my son who is starting to drive.  He goes a private school in Napa which is 12 miles north of our home in American Canyon. Since he goes to a private school, bus transportation is an extra cost. It's cheaper financially to have him drive to school. I work in Berkeley so trying to balance taking him to school *and* going to work does not fly.

I want to make sure I can get something that is not a rattle trap and yet still make payments and close it right away. Thinking of doing the cragslist.org to find a pick up truck or smaller compact vehicle. I've posted this before, and after looking online, I can get a semi-decent something for about $6500.

You'll find my credit score is a HR.  I do beg to differ as my recent score as of 2/15 shows 592 which brings it to a D. See attached screenshot from the Experian site. 

Know that if my listing is funded, you'll find payments on time and possibly funded early.  I have great endorsements so please take a look at them if in doubt of my payment history.

Thanks so much for your time and if you have any questions, please let me know.