Summary Loan Portfolio Bids Charts Analysis

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Member Profile

  

Portfolio Breakdown by Total Amount
Screen name: reguyncali
Location: CA
Registration Date: 2006-09-28

Lender Rank (amount invested) 285
Oldest Loan (days) 913
Estimated ROI1 -1.09%
Estimated ROI Range -1.08% - -1.09%
Experian ROI 10.22%
Experian ROI Range 5.85% - 10.70%
 
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Portfolio Profile

  

Portfolio Breakdown by # of Loans
  Number Total Loan Amount Estimated Loan Value2
Total Loans 485 $184,541.56 $23,890.52
Late Loans 34 $11,470.23 $5,101.05

  Number Total Amount Default Sale Price
Defaults 180 $73,582.50 $2,014.99

  Weighted Unweighted
Avg. Credit Grade D- (5.38) D- (5.33)
Avg. Interest Rate 19.74% 19.42%
Avg. Loan Age (days) 655.4 666.6
 
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Bid Statistics

  

Bid History
  Number Total Amount
All Bids 1,282 $326,702.87
All Winning Bids 1,029 $266,751.08
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

I LEND WITH MY OWN PRIVATE FUNDS.  Private lender who specializes in second chances and lower loan amounts and paying off PAYDAY LOANS..  Require information on income, debts, cash flow, what you are paying off, how much cash that will free up. Post BK is ok.  Stories are interesting, but the financial details is what makes or breaks the loan. Prefer smaller loan amounts < 5K.  Funding about 20-35k a month depending on liquidity. Prefer instant funding loans without bids. Want my money earning interest quickly, not eight days later.   WIll not do Ohio or groups that have more than 2% to group.  Will participate in larger loans , or fund loans entirely up to 2K.  PAYDAY LOAN...
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.