Summary Loan Portfolio Bids Charts Analysis

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Extended Credit Data collapse

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Member Profile

  

Portfolio Breakdown by Total Amount
Screen name: pensioner
Location: LIVERMORE CA
Registration Date: 2006-07-03

Lender Rank (amount invested) 7
Oldest Loan (days) 757
Estimated ROI1 0.64%
Estimated ROI Range 0.56% - 0.64%
Experian ROI 18.40%
Experian ROI Range 17.11% - 19.32%
 
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Portfolio Profile

  

Portfolio Breakdown by # of Loans
  Number Total Loan Amount Estimated Loan Value2
Total Loans 173 $882,939.76 $279,414.32
Late Loans 38 $198,018.90 $81,945.85

  Number Total Amount Default Sale Price
Defaults 53 $280,483.95 $16,686.66

  Weighted Unweighted
Avg. Credit Grade D (5.17) D (5.18)
Avg. Interest Rate 26.48% 26.50%
Avg. Loan Age (days) 552.3 538.2
 
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Bid Statistics

  

Bid History
  Number Total Amount
All Bids 293 $1,290,492.59
All Winning Bids 249 $1,195,721.18
Active Bids 0 $0.00
Active Winning Bids 0 $0.00
 
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Member Description

I am a 55 year old guy living near San Francisco...still working, though I would prefer to be a pensioner.  I am serious about Prosper, having put $750,000 in.  I have a Harley, a dirt bike and I am a volunteer firefighter...in contrast to my more sedate financial and audit background.
1 Estimated ROI is generally updated nightly, the calculation can be found in the FAQ.
2 This is an estimate of a lender's current portfolio. It takes into account monthly payments and paid off loans.